About Southern Chautauqua Federal Credit Union
Southern Chautauqua Federal Credit Union (SCFCU) has been serving the financial needs of the community since 1955. As a member-owned, not-for-profit institution, we are committed to providing exceptional financial services and improving the lives of our members. With our strong focus on personalized service, competitive rates, and convenient banking options, SCFCU is here to help you achieve your financial goals.
Why Choose Southern Chautauqua Federal Credit Union?
At SCFCU, we prioritize the needs of our members, offering a wide range of services and benefits:
- Competitive rates on loans and deposits
- Low or no fees for most of our products and services
- Convenient online and mobile banking options
- Access to a network of surcharge-free ATMs
- Expert financial guidance and personalized service
Personal Banking Services
Start saving for your future with our various savings account options. Whether you’re looking for a basic savings account or a higher-yield investment, we have the right solution for you.
Enjoy the convenience of our checking accounts, which come with features like free online banking, bill pay, and debit cards. Say goodbye to unnecessary fees and enjoy easy access to your funds.
Need a loan? We offer competitive rates on auto loans, personal loans, and home mortgages. Our experienced loan officers will work with you to find the best loan option that fits your needs and budget.
Business Banking Services
In addition to personal banking, we also offer a range of services tailored to meet the unique needs of businesses in our community:
- Business checking and savings accounts
- Commercial loans and lines of credit
- Merchant services and business credit cards
- Payroll services and remote deposit capture
Frequently Asked Questions
1. Can anyone join Southern Chautauqua Federal Credit Union?
Yes, anyone who lives, works, worships, or attends school in our service area is eligible to become a member of SCFCU. Simply visit our branch or apply online to get started.
2. How do I access my accounts online?
With our user-friendly online banking platform, you can access your accounts 24/7. Simply visit our website and click on the “Online Banking” button to log in using your credentials.
3. Are my deposits insured?
Yes, your deposits at SCFCU are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency.
4. Can I apply for a loan online?
Absolutely! We offer a convenient online loan application process. Simply visit our website, navigate to the “Loans” section, and follow the instructions to apply.
5. How can I contact Southern Chautauqua Federal Credit Union?
You can reach our friendly team by phone at (555) 123-4567 during business hours. You can also send us a message through our website’s contact form, and we’ll get back to you promptly.