Westerly Credit Union is a well-established financial institution that has been serving its members since its inception. With a strong commitment to providing excellent customer service, competitive rates, and a wide range of financial products, Westerly Credit Union is a trusted name in the industry.
What Sets Westerly Credit Union Apart?
Westerly Credit Union stands out from other financial institutions due to its member-centric approach. Unlike traditional banks, Westerly Credit Union is a not-for-profit organization that prioritizes the needs of its members over profits. This means that any surplus funds are reinvested back into the credit union, resulting in better rates and lower fees for its members.
Membership and Eligibility
Becoming a member of Westerly Credit Union is easy and open to anyone who lives, works, worships, or attends school in the community. Additionally, family members of current Westerly Credit Union members are also eligible for membership. This inclusive approach ensures that everyone has the opportunity to benefit from the credit union’s services.
Financial Products and Services
Westerly Credit Union offers a wide range of financial products and services to cater to the diverse needs of its members. Whether you’re looking for a simple savings account, a mortgage for your dream home, or a loan to finance a major purchase, Westerly Credit Union has you covered.
Savings and Checking Accounts
Westerly Credit Union offers competitive rates on savings and checking accounts, making it an ideal choice for individuals looking to grow their money. With convenient online and mobile banking options, managing your finances has never been easier.
Mortgage and Home Equity Loans
Westerly Credit Union understands the importance of homeownership and offers a variety of mortgage options to suit your needs. Whether you’re a first-time homebuyer or looking to refinance your existing mortgage, their experienced team will guide you through the process.
Auto and Personal Loans
Need a new car or planning a vacation? Westerly Credit Union provides competitive rates on auto and personal loans. With flexible repayment terms and personalized service, you can make your dreams a reality without breaking the bank.
Online and Mobile Banking
Westerly Credit Union recognizes the importance of convenience in today’s fast-paced world. That’s why they offer online and mobile banking services, allowing you to access your accounts and manage your finances anytime, anywhere.
Secure and User-Friendly
Westerly Credit Union’s online and mobile banking platforms are designed with security and ease of use in mind. With advanced encryption technology and user-friendly interfaces, you can bank with confidence and peace of mind.
Features and Benefits
From checking your account balances to transferring funds and paying bills, Westerly Credit Union’s online and mobile banking platforms offer a wide range of features and benefits. Say goodbye to long queues and enjoy the convenience of banking on the go.
1. How can I become a member of Westerly Credit Union?
To become a member of Westerly Credit Union, you need to live, work, worship, or attend school in the community. Additionally, family members of current members are also eligible for membership.
2. What types of loans does Westerly Credit Union offer?
Westerly Credit Union offers a variety of loans, including auto loans, personal loans, and mortgage loans. They provide competitive rates and flexible repayment terms to meet your financial needs.
3. Can I access my accounts online?
Yes, Westerly Credit Union offers online banking services. You can access your accounts, check balances, transfer funds, and pay bills conveniently from the comfort of your home or on the go.
4. Is my money safe with Westerly Credit Union?
Yes, Westerly Credit Union is federally insured by the National Credit Union Administration (NCUA), which means your deposits are protected up to $250,000 per account.
5. What makes Westerly Credit Union different from traditional banks?
Unlike traditional banks, Westerly Credit Union is a not-for-profit organization that prioritizes the needs of its members over profits. Any surplus funds are reinvested back into the credit union, resulting in better rates and lower fees for its members.